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15CA & 15CB Filing – Legally Remit Foreign Payments with Expert CA Support

Planning to send payments outside India for services, royalties, investments, or any foreign transactions? Under the Income Tax Act & FEMA regulations, Form 15CA and Form 15CB filing is mandatory before making certain foreign remittances.

With Mequintrax Digital Services, ensure fully compliant foreign transactions:

✅ Preparation and filing of Form 15CA Part A/B/C/D
✅ Chartered Accountant-certified Form 15CB issuance
✅ Expert guidance on TDS applicability & DTAA provisions
✅ Quick turnaround with transparent pricing

Avoid penalties and delays in international payments.
File 15CA & 15CB Forms with Mequintrax – Trusted CA Services for Foreign Remittance Compliance Across India.

15CA and 15CB Filing

Perfect for: Get hassle-free 15CA & 15CB filings with Mequintrax’s expert service — ideal for individuals and businesses making foreign remittances as per RBI and Income Tax compliance.

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✅ Preparation of Form 15CA (Part A/B/C/D as applicable)
✅ Chartered Accountant Certificate – Form 15CB
✅ Expert Filing & Submission Support

100% Safe Money

Mequintrax is one of India’s most trusted platforms for business registration and compliance delivering services through secure, transparent, and government-verified processes.

15CA & 15CB Filing Online – Foreign Remittance Compliance with Mequintrax

Planning to send or receive money across borders? If you're making a foreign remittance from India, it's mandatory to comply with the provisions of the Income Tax Act, 1961—and that includes Form 15CA and 15CB filing.

At Mequintrax, we make the complex process of 15CA and 15CB compliance easy, accurate, and 100% secure. Whether you're a business or individual, our team of Chartered Accountants ensures your foreign payment filings meet all legal norms—on time, every time.

Section 195 – TDS on Foreign Payments Explained | Mequintrax

Section 195 of the Income Tax Act, 1961 is a crucial provision for anyone in India making payments to non-residents or foreign entities. Whether you're a business paying for services abroad or an individual sending funds overseas, TDS (Tax Deducted at Source) must be deducted before transferring the money.

What is Section 195 of the Income Tax Act?

According to Section 195, any person (resident individual, business, or entity) making a payment to a non-resident that is chargeable under the provisions of the Act must deduct income tax at the applicable rate before making the payment.

This applies to payments like:

- Royalty or license fees
- Technical or consultancy services
- Import of software
- Foreign professional services
- Interest or commission paid to non-residents
Mandatory Forms Under Section 195
Before processing such payments, the remitter must comply with the following:

Form 15CA – Declaration to Income Tax Department

This is an online form that includes:
- Details of the remitter and remittee
- Nature and amount of remittance
- Applicable tax rate and deduction
- This must be submitted electronically on the income tax portal.
Form 15CB – Certificate from Chartered Accountant

Required when:
- Remittance exceeds ₹5,00,000 in a financial year
- Payment is taxable in India
This CA-certified form confirms:
- Nature of the foreign payment
- Tax deducted and TDS rate applied
- DTAA benefits (if claimed)

When is Form 15CA & 15CB Not Required? | Mequintrax

If you're planning to send money abroad, it's important to understand whether Form 15CA and Form 15CB filings are mandatory. While these forms are essential for most foreign remittances under Section 195 of the Income Tax Act, there are several exceptions where you don’t need to file them.
Let Mequintrax help you stay compliant without unnecessary paperwork

Exemptions from Form 15CA Filing

Form 15CA is not required in the following cases:
- Remittance Covered Under Rule 37BB (Exempt List)
If the payment falls under the list of 33 specified categories under Rule 37BB of the Income Tax Rules (such as imports, refunds, travel expenses, etc.), no Form 15CA is required.
- No RBI Approval Needed Under FEMA
When the remittance doesn’t require Reserve Bank of India (RBI) approval as per Section 5 of FEMA, 1999, Form 15CA may not be necessary.
- Tax-Free Remittance Under Indian Law or Tax Treaties
If the remittance is not taxable in India or exempted under a Double Taxation Avoidance Agreement (DTAA), no Form 15CA is needed.
- Low-Value Personal Remittances
When an individual sends less than ₹5,00,000 in a financial year, and the transfer is:

1. Not for a foreign tour, or
2. Not for purchasing foreign assets, Form 15CA is not required.
- Education Remittances Abroad
If the remittance is for pursuing higher education overseas and within the prescribed RBI limits, Form 15CA filing is exempt.
- Exemptions from Form 15CB Certification
Form 15CB, which is a certificate issued by a Chartered Accountant, is not required under the following scenarios:
- Payment Not Taxable in India
If the nature of the payment is not chargeable to tax in India, Form 15CB is not needed.
- Remittance Below ₹5 Lakh in a Financial Year
When the total foreign remittances in a financial year are below ₹5,00,000, no CA certification is required for filing.
- Tax-Free Remittances as per DTAA
If the income is exempted under the tax treaty with the recipient’s country, and no tax needs to be deducted, Form 15CB can be skipped.
- Education-Related Transfers Within RBI Limit
Similar to Form 15CA, no 15CB is required if the payment is for study abroad within RBI’s permissible limit.
- Not for Investment or Foreign Tour
If the remittance is not intended for a foreign asset purchase or foreign travel, and the amount is within the threshold, no 15CB is needed.

Simplify International Payments with Mequintrax

At Mequintrax, we ensure your foreign remittances are fully compliant with Indian tax laws — while avoiding unnecessary filings. Whether you're an individual sending funds for education or a business making global payments, our experts will determine if Form 15CA/15CB is required or exempt in your case.
- Save Time
- Avoid Penalties
- Expert CA Support
Get Started with Your 15CA/15CB Filing Today!

Penalty for Not Filing Form 15CA & 15CB | Mequintrax

Under the Income Tax Act, 1961, non-compliance with Form 15CA and Form 15CB filing obligations while making foreign remittances can lead to serious penalties. The government closely monitors overseas transactions, and failure to submit these forms before remitting funds may result in financial and legal consequences.
What is the Penalty for Non-Filing or Late Filing?
According to Section 271-I of the Income Tax Act:
- A penalty of ₹10,000 per default is imposed for each instance where Form 15CA or 15CB is:
  Not filed before remittance,
- Filed with incorrect or incomplete details,
- Or submitted after the payment is made.
Avoid penalties by ensuring timely and accurate compliance with expert help from Mequintrax.

Details Required for Filing Form 15CA & 15CB

Whether you're a business or an individual remitter, preparing Form 15CA and 15CB accurately is essential. Below are the key details needed to file these forms:

1️⃣ PAN of the Remitter & Beneficiary

PAN of the Remitter (you or your business)
PAN of the Recipient (foreign entity or individual)
2️⃣ Amount of Remittance
- Exact amount being remitted
- Conversion into INR (Indian Rupees)
3️⃣ Purpose of Remittance
- Nature of the payment: e.g., consulting fees, royalties, software services, dividends, technical fees, etc.
- Purpose Code as per RBI guidelines
4️⃣ Tax Laws or Treaty Provisions
- Applicable Section of the Income Tax Act (e.g., Section 195)
- Relevant DTAA article (if tax treaty benefits are claimed)
5️⃣ Bank Account Details
- Name of bank
- Branch and IFSC code
- Remitter’s and beneficiary’s account numbers
6️⃣ Chartered Accountant Certificate – Form 15CB

If the remittance exceeds ₹5 lakh in a financial year (and is taxable), Form 15CB is mandatory. The following info is needed:
- CA’s Name and Membership Number
- Date of Form 15CB issuance
- Summary of tax liability, deduction, and payment
Book Your 15CA/15CB Filing Today with Mequintrax – Stay Legally Compliant & Penalty-Free!

Top 6 Reasons to File Your Import & Export with a Trusted Tax Filing Expert

Expert 15CA–15CB Filing by CAs

Mequintrax offers professional 15CA–15CB filing services through experienced Chartered Accountants. We ensure accurate certification, proper tax compliance, and timely submission of remittance declarations to the Income Tax Department—making your foreign transactions fully compliant with RBI and FEMA regulations.

100% Online & Fast Process

TDS validation, and submission on the e-filing portal, ensuring your 15CA–15CB forms are processed swiftly and securely for all types of international payments or foreign currency transfers.

Affordable Pricing With CA Certification

Get your 15CA–15CB forms filed at competitive prices with Mequintrax. Our packages include certified Form 15CB from a Chartered Accountant and Form 15CA Part A/B/C submission offering full legal coverage for businesses, freelancers, or individuals making payments to foreign parties.

RBI & FEMA Compliant Filings

Our filings follow RBI and FEMA guidelines for cross-border transactions. Mequintrax ensures every payment complies with foreign exchange laws—helping you avoid penalties, rejections, or delays in your bank’s remittance approval process for import payments, technical fees, or royalties.

Trusted by Importers & Freelancers Alike

From exporters to IT consultants, Mequintrax serves individuals and businesses who send money abroad. Whether it’s service fees, dividends, or software subscriptions, we make sure your 15CA–15CB filings are correct, legal, and ready for smooth bank clearance.

End-to-End Guidance & Tax Advisory

Beyond form filing, Mequintrax provides expert advisory on TDS deduction rates, DTAA applicability, and foreign tax compliance. Our CAs help you navigate complex rules with ease ensuring proper documentation for audit trails, income tax assessments, and international financial transparency.